Privacy Policy | APEX NFE AUTO

1. Who We Are

APEX NFE AUTO INVESTMENT LLC ("APEX NFE AUTO", "we", "us") operates apexnfeauto.com and related services including vehicle sales, rentals, rent-to-own, financing intake, and trailer sales. Contact: Apexnfeauto@gmail.com · (754) 308-2592.

2. Information We Collect

Contact data: name, email, phone, address, ZIP.
Vehicle data: VIN, photos, mileage, title status, condition, ownership info.
Financing data: driver's license, proof of income, employer, employment status, monthly income, down payment.
Payment data: processed by Stripe; we do not store full card numbers.
Usage data: device, browser, pages viewed, analytics events.
Conversations: chat messages, callback requests, SMS/email correspondence.

3. How We Use It

To evaluate vehicle offers, process rentals/RTO/financing applications, verify identity, prevent fraud, send transactional notifications, coordinate pickups, comply with law, and improve our services. We do not sell your personal information.

4. Sharing

We share data only with: (a) lending and insurance partners you authorize, (b) service providers (hosting, payment, email, SMS, analytics, AI valuation), (c) law enforcement when legally required, and (d) successors in a business transfer.

5. SMS / Communications Consent

By submitting a form or opting in, you consent to receive calls, SMS, email, and WhatsApp messages from us regarding your inquiry, including via automated systems. Consent is not a condition of purchase. Reply STOP to opt out of SMS or email us to unsubscribe.

6. Security & Retention

Driver's licenses and income documents are stored in restricted-access encrypted storage and shared only with the lender(s) processing your application. We retain records as long as needed for the transaction and to comply with applicable law.

7. Your Rights

You may request access, correction, or deletion of your data by emailing Apexnfeauto@gmail.com. Residents of certain states (CA, VA, CO, CT, UT, etc.) have additional rights under state privacy laws.

8. Children

This site is not directed to children under 16. We do not knowingly collect data from children.

9. Changes

We may update this policy. Continued use of the site after changes constitutes acceptance.